Terms and Conditions for Elderbloom Partners

Welcome to Elderbloom Partners. These Terms and Conditions govern your access to and use of our online platform and services, including bespoke retirement income strategies, pension consolidation and advice, inheritance tax planning, long-term care funding solutions, and wealth management for pre-retirees and retirees. By accessing or using our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.

1. Definitions

2. Acceptance of Terms

By accessing and using our Platform and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, our Privacy Policy, and all applicable laws and regulations. If you do not agree to these terms, you are prohibited from using or accessing our Platform or Services.

3. Nature of Services

Elderbloom Partners provides tailored financial and retirement planning services. While we strive to offer comprehensive and accurate advice, the information provided on our Platform is for general informational purposes only and does not constitute professional financial, tax, or legal advice. All financial decisions should be made in consultation with a qualified financial advisor.

Our Services involve bespoke strategies that are personalized based on the information you provide. The success of these strategies depends significantly on the accuracy and completeness of the information you furnish to us.

4. User Responsibilities

5. Intellectual Property Rights

All content on our Platform, including text, graphics, logos, images, software, and the compilation thereof, is the property of Elderbloom Partners or its content suppliers and protected by intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Platform, except as generally permitted by law for your personal, non-commercial use.

6. Disclaimers and Limitation of Liability

Our Services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. Elderbloom Partners does not warrant that our Platform will be uninterrupted, error-free, or free of viruses or other harmful components. We make no representations or warranties about the accuracy, reliability, completeness, or timeliness of the content provided on our Platform or the results to be obtained from using our Services.

To the fullest extent permitted by law, Elderbloom Partners shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, data, or other intangible losses, resulting from the use or the inability to use our Services, even if Elderbloom Partners has been advised of the possibility of such damages.

7. Professional Advice

While our Services focus on financial planning and wealth management, you acknowledge that no communication, content, or feature on this Platform should be considered as, or a substitute for, professional financial, investment, tax, legal, or other advice. You should always consult with a qualified professional for advice tailored to your specific situation.

8. Third-Party Links

Our Platform may contain links to third-party websites or services that are not owned or controlled by Elderbloom Partners. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Elderbloom Partners shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such websites or services.

9. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions. Upon termination, your right to use the Services will immediately cease.

10. Governing Law and Jurisdiction

These Terms and Conditions shall be governed and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any dispute arising out of or related to these Terms and Conditions or your use of our Services will be subject to the exclusive jurisdiction of the courts located in London, United Kingdom.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Elderbloom Partners

315 Paternoster Row, Unit 2B

London, Greater London, EC4M 7BA

United Kingdom